When you send an email or visit a website, your computer talks to the internet. If you don't have XeroBank, this conversation can be overheard by other computers.

Your computer always reports who and where you are. It also broadcasts your e-mails, instant messages, photos, the websites you visit, and even your passwords.

With XeroBank, your computer talks directly to our network in an unbreakable secret code. We then speak to the internet on your behalf, so nobody knows your identity. This leaves snoops unable to watch you and hackers unable to determine who you are.